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Election season in the United States is a time of profound civic engagement; however, bad actors will take advantage of the Election Season to try and defraud individuals or seek personal information.

Scams are a method where cybercriminals utilize deceptive tactics in order to trick potential victims into engaging in financial fraud. As the digital world continues to grow, scams become more and more prevalent and accumulate billions in losses each year.

Are you thinking about bringing a loyal, frisbee-chasing, treat-seeking, sock-stealing, face-licking, tail-wagging, bed-cuddling Canis familiaris into your life? If so, you’re in good company. According to Forbes Advisor, 65.1 million U.S. households own a dog, making it the most popular pet by far (cats are second, at 46.5 million households).

You’re finally ready to move up from your rental unit to your own home. Before you start searching for a home, understand how much money you’ll really need. Be prepared for the myriad expenses that you must add to the purchase price to see the whole picture.

Social engineering continues to be a problem and as bad actors continue to evolve their attack methods, credential theft is a popular tactic used to steal usernames or passwords.

When investing for retirement, many people choose a strategy that primarily includes stock funds. Although they represent a higher degree of risk, they offer the most potential for growth over the long term. During these times of economic uncertainty, however, you may be questioning your tolerance for risk.

Starting a family is one of life’s most rewarding experiences. However, it will also profoundly impact your financial picture, with a list of expenses that grows by the year. (One estimate pegs the total expenses for a child’s first 17 years at $336,616.)

Most people use smart phones to do a great many things daily. These things might include completing the daily Wordle, communicating with loved ones, checking sports scores or transferring money. Many people also use it to check their retirement account balance, book a flight, tell people that they’re running late or find their way around an unfamiliar city. And those are just a few examples of many.

Bad actors are constantly evolving their tactics to successfully commit fraud. As we continue to shop online, bad actors find more ways to target our commercial thoughts, creating a scam called Advertisement Fraud.

At home or at work, our well-being relies on finding the right balance in our life. But finding the right work-life balance isn’t always easy—and was particularly challenging when the U.S was in full pandemic mode, with more employees working remotely from home as businesses, schools, childcare resources, and families adapted to lockdowns and other restrictions.

LPL Financial takes the security and privacy of our products seriously. To safeguard data, we advocate for security in the conception, design, and implementation of our investor-facing platforms, like Account View 2.0. We strive to build the most innovative, secure, and empowering tools for financial professionals and their clients, and encourage our third-party partners and the industry to join us in that commitment.

When high school seniors start to get their college acceptance letters, some students (and their parents) measure their success rate by how well-known and respected the colleges that accepted them are. Did they get in to an Ivy League school? One of their state’s top colleges? Or, will they be going to trade school?

Are you in the phase of life where you are closer to retirement than to the start of your career? If so, now is a great time to begin planning for life after work with your spouse or partner, including your mutual hopes, dreams and financial goals.

Financial goals play a crucial role in the pursuit of financial wellness. Whether it’s paying off credit card debt, saving for retirement, making a down payment on a home — or any other goal — they help guide your actions, habits and decision-making.

Only 12% of U.S. adults have strong longevity literacy, meaning that they demonstrate an understanding of how long a 65-year-old today will live on average, as well as the likelihood of living to an advanced age versus the likelihood of dying relatively early.

Based on the FBI’s most recent internet crime report, investment fraud saw a 38% increase in 2023 with losses accruing up to $4.57 billion dollars. It is important to note that the FBI has seen investment scam losses increase exponentially since 2020, showing no signs of slowing down.

Credit card usage is ubiquitous for Americans. Online purchases are just a click away when paying with a card, while other transactions — car rentals, for instance — require a credit card for both payment and security.

Credit is an important tool for many Americans. If you need to apply for a loan or credit card, lenders or card issuers will rely on your credit history in evaluating your credit worthiness and whether to proceed.

Unless you have accumulated substantial wealth where money is not a concern, you face a critical task when you reach retirement: making sure that your assets will support you through your lifetime.

Retirement is supposed to be our “golden years,” but many Americans worry there will be nothing “golden” about it—and they might even have to cut back and scrape by to pay their bills (or keep working). NerdWallet reported in 2023 that 27% of Americans saved less than they normally would for retirement in the previous 12 months due to inflation. Stock-market downturns and higher taxes have also challenged retirement finances for both retirees and those who are nearing retirement.

Many adults have aging parents who are in need of health-care and living assistance. There are a number of resources today that can help them grow old gracefully, either in their existing home or in a facility, along with multiple options for financing the cost of the care.

Understanding Good Versus Bad Debt Can Help You Make Smart Financial Moves

Planning To Retire Within Five Years or so? Include These Three Exercises in Your Flight Plan

Harborfront Financial Group Announces Certified Financial Planner™ Designation, Introduces New Financial Advisor

There’s a reason why even athletes, entertainers, and business people with seven-figure (and higher) incomes suddenly find themselves filing for bankruptcy. Money mismanagement can eat through even the biggest bankrolls. Here are some specific threats to financial stability that people can avoid to help effectively manage their wealth.

There are a number of different life insurance products and features to consider when evaluating plans.

When it comes to financial stability, people tend to focus on paying off debt and saving for retirement. In reality, many other financial goals beckon to individuals during their lifetime. Because of this, it’s important to look beyond retirement when setting targets, no matter how old you are.

Congratulations on your new job! As you navigate through a new onboarding process, you stop suddenly when you get to the discussion of retirement plans. And then you think: What about my plan at my previous employer? What do I do with the money in that account?

No matter when you plan on retiring, health care costs impact your budget at every stage of life.

Investing is a lifelong process, and the sooner you start, the better off you may be in the long run.

Many retirees share the common dread of outliving their money.

Start Your Day Off With Water

Identity theft compromises the personal data of millions of Americans every year. There are steps you can take to minimize your online risk and protect your sensitive data from cyber-attacks.

Creating an estate plan is a key component of achieving financial wellness

Your financial professional is an experienced financial professional who will help you work toward your financial goals. Here’s how to optimize that critical relationship.